Axis Bank Rewards Credit Card

Expert ScoreRead review

Welcome benefit of 5000 EDGE reward points
2 EDGE reward points on every send of Rs. 125
10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores
Membership benefits worth Rs. 1000 per card anniversary year
30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program
2 complimentary domestic airport lounge access per quarter
1% fuel surcharge waiver with a maximum benefit of Rs. 400 every statement cycle
1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Bank of baroda

Category: Credit Cards

Reward Type

Reward Points

Renewal Fee

Rs. 1000 + GST

Joining Fee

Rs. 1000 + GST

Type of Card

Shopping

Welcome Benefits

5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation

USP of Card

Welcome benefit of 5000 EDGE reward points
2 EDGE reward points on every send of Rs. 125
10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores
Membership benefits worth Rs. 1000 per card anniversary year
30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program
2 complimentary domestic airport lounge access per quarter
1% fuel surcharge waiver with a maximum benefit of Rs. 400 every statement cycle
1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Fees & Charges

Spend Based Waiver

Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year

Interest Rates

3.6% per month or 52.86% per annum

Cash Advance Charges

3.5% of the total transaction amount

Rewards Redemption Fee

No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions

Fuel Surcharge

1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000

Foreign Currency Markup

2.5% of the amount withdrawn or Rs. 500, whichever is higher in value

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program

Reward Redemption

Zero Liability Protection

Cardholders are not liable for fraud transactions if they report to the bank about losing their card in a timely manner

Rewards Rate

Travel

Complimentary domestic lounge access for primary and add-on cardholders

Online Shopping offers

30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program

Insurance Benefits

Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Domestic Lounge Access

2 complimentary domestic airport lounge access per quarter

International Lounge Access

9Expert Score

Welcome benefit of 5000 EDGE reward points
2 EDGE reward points on every send of Rs. 125
10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores
Membership benefits worth Rs. 1000 per card anniversary year
30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program
2 complimentary domestic airport lounge access per quarter
1% fuel surcharge waiver with a maximum benefit of Rs. 400 every statement cycle
1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Best values score

PROS

This card is best suited for avid shoppers as it provides 2 Edge Reward Points for every spend of Rs. 150.
You get 5,000 Edge Reward Points as a welcome point within 30 days of card issuance.

CONS

With the Axis Bank Rewards Credit Card, you won’t get access to international lounges at airports.
No golf benefits are provided with this card.

9Expert Score

Welcome benefit of 5000 EDGE reward points
2 EDGE reward points on every send of Rs. 125
10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores
Membership benefits worth Rs. 1000 per card anniversary year
30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program
2 complimentary domestic airport lounge access per quarter
1% fuel surcharge waiver with a maximum benefit of Rs. 400 every statement cycle
1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Best values score

PROS

This card is best suited for avid shoppers as it provides 2 Edge Reward Points for every spend of Rs. 150.
You get 5,000 Edge Reward Points as a welcome point within 30 days of card issuance.

CONS

With the Axis Bank Rewards Credit Card, you won’t get access to international lounges at airports.
No golf benefits are provided with this card.

Specification: Axis Bank Rewards Credit Card

Bank Name	Axis Bank
Type of Credit Card	Shopping
Joining Fees	Rs. 1000 + GST
Renewal fees	Rs. 1000 + GST
Best Suited for	Dining \| Shopping
Reward Type	Reward Points
Welcome Benifits	5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation
Movie & Dining Offers	30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program
Travel Offers	Complimentary domestic lounge access for primary and add-on cardholders
online shopping offers	30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program
Domestic Lounge Access	2 complimentary domestic airport lounge access per quarter
International lounge access	NA
Insurance Benifits	Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage
Zero liability protection	Cardholders are not liable for fraud transactions if they report to the bank about losing their card in a timely manner
Spend based waiver	Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year
Reward redemption charges	No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions
Foreign currency markup Charges	3.5% of the total transaction amount
Interest Charges	3.6% per month or 52.86% per annum
Fuel Surcharges	1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000
Cash advance charges	2.5% of the amount withdrawn or Rs. 500, whichever is higher in value
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	For salaried employees, the minimum eligible income is Rs, 1 lakh per month. For self-employed people, the minimum eligible income is Rs. 12 lakhs per annum.
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program
Reward offer savings	10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores
USP of Card	NA
BestValue Score	9

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Axis Bank Rewards Credit Card

Axis Bank Rewards Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: Axis Bank Rewards Credit Card

User Reviews

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