Aditya Birla SBI Credit Card

8.2

Expert ScoreRead review

As a welcome benefit, you will get 2,000 bonus Rewards Points.
On every Rs. 100 spent on Aditya Birla Stores, you will get 10 Reward Points.
5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels.
For every Rs. 100 spent on other categories, you will get 1 Reward Point.
Surcharge waiver of 1% on all fuel stations in India.
2000 Rewards Points on Annual Spends of Rs 1 Lakh.
Additional 2000 Rewards Points on Annual Spends of Rs 1.5 Lakh.

SBI BANK

Category: Credit Cards

Reward Type

Reward Points

Renewal Fee

Rs. 499 + Taxes

Joining Fee

Rs. 499 + Taxes

Type of Card

Shopping

Welcome Benefits

Activation bonus of 2,000 Rewards Points.

USP of Card

As a welcome benefit, you will get 2,000 bonus Rewards Points.
On every Rs. 100 spent on Aditya Birla Stores, you will get 10 Reward Points.
5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels.
For every Rs. 100 spent on other categories, you will get 1 Reward Point.
Surcharge waiver of 1% on all fuel stations in India.
2000 Rewards Points on Annual Spends of Rs 1 Lakh.
Additional 2000 Rewards Points on Annual Spends of Rs 1.5 Lakh.

Fees & Charges

Spend Based Waiver

Interest Rates

3.50% per month (42% per annum)

Cash Advance Charges

3.5% on the conversion amount

Rewards Redemption Fee

Rs. 99 per redemption request

Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India.

Foreign Currency Markup

2.5 % of the withdrawal amount subject to a minimum charge of Rs 500

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Reward Redemption

You can redeem the RP’s on sbicard.com or can be used for paying outstanding balance of the credit card, 1 Reward Point = Rs. 0.25

Zero Liability Protection

Rewards Rate

10 RP for every Rs. 100 spent on Aditya Birla Stores, 5 Reward Points for every Rs. 100 spent on Dining, Entertainment, and Hotels and 1 Reward Point for every Rs. 200 spent

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

8.2Expert Score

As a welcome benefit, you will get 2,000 bonus Rewards Points.
On every Rs. 100 spent on Aditya Birla Stores, you will get 10 Reward Points.
5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels.
For every Rs. 100 spent on other categories, you will get 1 Reward Point.
Surcharge waiver of 1% on all fuel stations in India.
2000 Rewards Points on Annual Spends of Rs 1 Lakh.
Additional 2000 Rewards Points on Annual Spends of Rs 1.5 Lakh.

Best values score

8.2

8.2Expert Score

As a welcome benefit, you will get 2,000 bonus Rewards Points.
On every Rs. 100 spent on Aditya Birla Stores, you will get 10 Reward Points.
5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels.
For every Rs. 100 spent on other categories, you will get 1 Reward Point.
Surcharge waiver of 1% on all fuel stations in India.
2000 Rewards Points on Annual Spends of Rs 1 Lakh.
Additional 2000 Rewards Points on Annual Spends of Rs 1.5 Lakh.

Best values score

8.2

Specification: Aditya Birla SBI Credit Card

Bank Name	SBI
Type of Credit Card	Shopping
Joining Fees	Rs. 499 + Taxes
Renewal fees	Rs. 499 + Taxes
Best Suited for	Travel \| Shopping
Reward Type	Reward Points
Welcome Benifits	Activation bonus of 2,000 Rewards Points.
Movie & Dining Offers	NA
Travel Offers	NA
online shopping offers	NA
Reward redemption	You can redeem the RP’s on sbicard.com or can be used for paying outstanding balance of the credit card, 1 Reward Point = Rs. 0.25
Reward Rate	10 RP for every Rs. 100 spent on Aditya Birla Stores, 5 Reward Points for every Rs. 100 spent on Dining, Entertainment, and Hotels and 1 Reward Point for every Rs. 200 spent
Domestic Lounge Access	NA
International lounge access	NA
Insurance Benifits	NA
Zero liability protection	NA
Spend based waiver	NA
Reward redemption charges	Rs. 99 per redemption request
Foreign currency markup Charges	3.5% on the conversion amount
Interest Charges	3.50% per month (42% per annum)
Fuel Surcharges	1% fuel surcharge waived off at all fuel stations across India.
Cash advance charges	2.5 % of the withdrawal amount subject to a minimum charge of Rs 500
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	For salaried employees, the minimum eligible income is Rs, 1 lakh per month. For self-employed people, the minimum eligible income is Rs. 12 lakhs per annum.
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	NA
Reward offer savings	5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels.
USP of Card	NA
BestValue Score	8.2

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Aditya Birla SBI Credit Card

Aditya Birla SBI Credit Card

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: Aditya Birla SBI Credit Card

User Reviews

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