Paytm SBI Credit Card Select

8.8

Expert ScoreRead review

Complimentary Paytm First Membership is provided on card activation as welcome offer.
Welcome Cashback of Rs 750 is provided upon activation of the credit card.
Earn cashbacks on Paytm Mall and Paytm App as Reward.
Complimentary Domestic Airport Lounge access 4 times in year.
Complimentary Priority Pass worth US $99 under the International Lounge Program.
Fuel Surcharge Waiver of 1% can be availed at all fuel stations across India (Maximum waiver of Rs 250 per statement cycle).
Earn gift vouchers as a Milestone Benefit. Complimentary Paytm First membership voucher at renewal on achieving annual spends milestone of Rs 1 lac.
Cyber Fraud Insurance Cover worth Rs 2 Lacs.

SBI BANK

Category: Credit Cards

Reward Type

Reward Points

Renewal Fee

Rs. 1,499 + GST

Joining Fee

Rs. 1,499

Type of Card

Shopping

Welcome Benefits

Get a Complimentary Paytm First Membership is provided on card activation as welcome offer. Welcome Cashback of Rs 750 is provided to the card holder upon activation of the credit card

USP of Card

Complimentary Paytm First Membership is provided on card activation as welcome offer.
Welcome Cashback of Rs 750 is provided upon activation of the credit card.
Earn cashbacks on Paytm Mall and Paytm App as Reward.
Complimentary Domestic Airport Lounge access 4 times in year.
Complimentary Priority Pass worth US $99 under the International Lounge Program.
Fuel Surcharge Waiver of 1% can be availed at all fuel stations across India (Maximum waiver of Rs 250 per statement cycle).
Earn gift vouchers as a Milestone Benefit. Complimentary Paytm First membership voucher at renewal on achieving annual spends milestone of Rs 1 lac.
Cyber Fraud Insurance Cover worth Rs 2 Lacs.

Fees & Charges

Spend Based Waiver

Interest Rates

3.50% per month (42% per annum)

Cash Advance Charges

3.5% of the total transaction amount

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% of Fuel Surcharge Waiver (Maximum waiver of Rs 100 per statement cycle).

Foreign Currency Markup

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Late Payment Fee

Add-on Card Fee

Nil

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

5% cashback on Paytm Mall, Movies, Travel. 2% cashback on all other purchases on Paytm App. 1% cashback on other online and offline spends.

Travel

Complimentary Domestic Airport Lounge access and Priority Pass worth US $99.

Online Shopping offers

Cashback on other online and offline spends. 1%

Insurance Benefits

Your credit card is protected by Cyber Fraud Insurance Cover worth Rs 2 Lacs which covers financial loss due to fraudulent usage of your credit card by someone else.

Domestic Lounge Access

Complimentary Domestic Airport Lounge access 4 times in a year, capped to 1 visit per quarter.

International Lounge Access

Complimentary Priority Pass worth US $99 for 2 years of cardholder membership under the International Lounge Program.

8.8Expert Score

Complimentary Paytm First Membership is provided on card activation as welcome offer.
Welcome Cashback of Rs 750 is provided upon activation of the credit card.
Earn cashbacks on Paytm Mall and Paytm App as Reward.
Complimentary Domestic Airport Lounge access 4 times in year.
Complimentary Priority Pass worth US $99 under the International Lounge Program.
Fuel Surcharge Waiver of 1% can be availed at all fuel stations across India (Maximum waiver of Rs 250 per statement cycle).
Earn gift vouchers as a Milestone Benefit. Complimentary Paytm First membership voucher at renewal on achieving annual spends milestone of Rs 1 lac.
Cyber Fraud Insurance Cover worth Rs 2 Lacs.

Best values score

8.8

8.8Expert Score

Complimentary Paytm First Membership is provided on card activation as welcome offer.
Welcome Cashback of Rs 750 is provided upon activation of the credit card.
Earn cashbacks on Paytm Mall and Paytm App as Reward.
Complimentary Domestic Airport Lounge access 4 times in year.
Complimentary Priority Pass worth US $99 under the International Lounge Program.
Fuel Surcharge Waiver of 1% can be availed at all fuel stations across India (Maximum waiver of Rs 250 per statement cycle).
Earn gift vouchers as a Milestone Benefit. Complimentary Paytm First membership voucher at renewal on achieving annual spends milestone of Rs 1 lac.
Cyber Fraud Insurance Cover worth Rs 2 Lacs.

Best values score

8.8

Specification: Paytm SBI Credit Card Select

Bank Name	SBI
Type of Credit Card	Shopping
Joining Fees	Rs. 1,499
Renewal fees	Rs. 1,499 + GST
Best Suited for	Shopping
Reward Type	Reward Points
Welcome Benifits	Get a Complimentary Paytm First Membership is provided on card activation as welcome offer. Welcome Cashback of Rs 750 is provided to the card holder upon activation of the credit card
Movie & Dining Offers	NA
Travel Offers	Complimentary Domestic Airport Lounge access and Priority Pass worth US $99.
online shopping offers	Cashback on other online and offline spends. 1%
Reward redemption	NA
Reward Rate	5% cashback on Paytm Mall, Movies, Travel. 2% cashback on all other purchases on Paytm App. 1% cashback on other online and offline spends.
Domestic Lounge Access	Complimentary Domestic Airport Lounge access 4 times in a year, capped to 1 visit per quarter.
International lounge access	Complimentary Priority Pass worth US $99 for 2 years of cardholder membership under the International Lounge Program.
Insurance Benifits	Your credit card is protected by Cyber Fraud Insurance Cover worth Rs 2 Lacs which covers financial loss due to fraudulent usage of your credit card by someone else.
Zero liability protection	NA
Spend based waiver	NA
Reward redemption charges	Rs. 99
Foreign currency markup Charges	3.5% of the total transaction amount
Interest Charges	3.50% per month (42% per annum)
Fuel Surcharges	1% of Fuel Surcharge Waiver (Maximum waiver of Rs 100 per statement cycle).
Cash advance charges	2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Interest Free credit periods	50 Days
Add on card fee	Nil
ELIGIBILITY CRITERIA	for salaried individuals should be between 21 years to 60 years, with an income of at least Rs. 20,000 per month.
Late Payment Fee	for self employed individuals should be between 21 years and 65 years of age, with a minimum annual income of Rs. 6 lakhs.
Partner Discounts	NA
Reward offer savings	Cashback on Paytm Mall, Movies, Travel 5% Cashback on all other purchases on Paytm App 2% Cashback on other online and offline spends. 1%
USP of Card	NA
BestValue Score	8.8

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Paytm SBI Credit Card Select

Paytm SBI Credit Card Select

Reward Type

Renewal Fee

Joining Fee

Type of Card

Welcome Benefits

USP of Card

Fees & Charges

Spend Based Waiver

Interest Rates

Cash Advance Charges

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Late Payment Fee

Add-on Card Fee

Rewards & Benifit

Movie & Dining offers

Reward Redemption

Zero Liability Protection

Rewards Rate

Travel

Online Shopping offers

Insurance Benefits

Domestic Lounge Access

International Lounge Access

Specification: Paytm SBI Credit Card Select

User Reviews

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