Cashback SBI Credit Card

9.4
Expert ScoreRead review
  • Get 5% cashback on every online transaction (maximum Rs. 5,000 cashback per month).
  • 1% cash back on every offline transaction.
  • Spend-based annual fee waiver.
  • 1% fuel surcharge waiver capped at Rs. 100 per month.

Added to wishlistRemoved from wishlist 0
Add to compare
Category: Tag:

Cashback SBI Credit Card

9.4
Expert ScoreRead review
  • Get 5% cashback on every online transaction (maximum Rs. 5,000 cashback per month).
  • 1% cash back on every offline transaction.
  • Spend-based annual fee waiver.
  • 1% fuel surcharge waiver capped at Rs. 100 per month.
Category: Tag:
Reward Type
Reward Points
Renewal Fee
Rs. 999 + GST
Joining Fee
Rs. 999 + GST
Type of Card
Shopping
Welcome Benefits
N/A

USP of Card

  • Get 5% cashback on every online transaction (maximum Rs. 5,000 cashback per month).
  • 1% cash back on every offline transaction.
  • Spend-based annual fee waiver.
  • 1% fuel surcharge waiver capped at Rs. 100 per month.

Fees & Charges

Spend Based Waiver
The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year.
Interest Rates
3.5% p.m. (42% p.a.)
Cash Advance Charges
3.5% of the international transaction
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement)
Foreign Currency Markup
2.5% of the amount withdrawn or a minimum charge of Rs. 500.
Late Payment Fee
-
Add-on Card Fee
Nil

Rewards & Benifit

Movie & Dining offers
NA
Reward Redemption
Cashback earned with the card will be automatically credited to next month’s statement.
Zero Liability Protection
The cardholder will not be liable for any fraudulent transaction if the card is reported lost or stolen to the bank in a timely manner.
Rewards Rate
5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.
Travel
NA
Online Shopping offers
5% cashback
Insurance Benefits
NA
Domestic Lounge Access
NA
International Lounge Access
NA
9.4Expert Score
  • Get 5% cashback on every online transaction (maximum Rs. 5,000 cashback per month).
  • 1% cash back on every offline transaction.
  • Spend-based annual fee waiver.
  • 1% fuel surcharge waiver capped at Rs. 100 per month.
Best values score
9.4
PROS
  • Decent 5% cashback on online and 1% cashback on offline spends.
  • The monthly cashback cap of Rs. 5,000 is high when compared to other cashback cards.
  • Great for online spendings as most cashback cards don’t offer 5% back and have lower rewards.
CONS
  • There are several categories excluded from 1% cashback.
  • It can be hard to reach the spend-based waiver as many major spend categories don’t accrue cashback.
  • Complimentary lounge access has been discontinued on the card.
  • During online sales, you do not get an instant discount on the cashback card.
9.4Expert Score
  • Get 5% cashback on every online transaction (maximum Rs. 5,000 cashback per month).
  • 1% cash back on every offline transaction.
  • Spend-based annual fee waiver.
  • 1% fuel surcharge waiver capped at Rs. 100 per month.
Best values score
9.4
PROS
  • Decent 5% cashback on online and 1% cashback on offline spends.
  • The monthly cashback cap of Rs. 5,000 is high when compared to other cashback cards.
  • Great for online spendings as most cashback cards don’t offer 5% back and have lower rewards.
CONS
  • There are several categories excluded from 1% cashback.
  • It can be hard to reach the spend-based waiver as many major spend categories don’t accrue cashback.
  • Complimentary lounge access has been discontinued on the card.
  • During online sales, you do not get an instant discount on the cashback card.

Specification: Cashback SBI Credit Card

Bank Name

SBI

Type of Credit Card

Joining Fees

Renewal fees

Best Suited for

Reward Type

Welcome Benifits

Movie & Dining Offers

Travel Offers

online shopping offers

Reward redemption

Reward Rate

Domestic Lounge Access

International lounge access

Insurance Benifits

Zero liability protection

Spend based waiver

Reward redemption charges

Foreign currency markup Charges

Interest Charges

Fuel Surcharges

Cash advance charges

Interest Free credit periods

Add on card fee

ELIGIBILITY CRITERIA

Late Payment Fee

Partner Discounts

Reward offer savings

USP of Card

BestValue Score

User Reviews

0.0 out of 5
★★★★★
0
★★★★★
0
★★★★★
0
★★★★★
0
★★★★★
0
Write a review

There are no reviews yet.

Only logged in customers who have purchased this product may leave a review.

2023 Matyaj creatives india pvt Ltd. All rights reserved.
BestValuesGuide
Logo
Compare items
  • Total (0)
Compare
0