Manipal Cigna Health Insurance – ProHealth Prime Advantage
8.7
Expert ScoreRead review
- Modern Treatments and Mental Health treatments: Covered upto 50% of SI
- Reduced waiting period: PEDs such as Diabetes, Hypertension, Asthma, Dyslipidemia and Obesity covered from 91st day of policy
- Covers non-medical expenses
- Unlimited restoration upto 100% of base sum insured
Flagship health plan from Manipal Cigna, which provides comprehensive coverage from 91st day for those with existing listed health conditions.
- Cover :₹ 20.0 Lakhs
- Bonus / NCB :No NCB
- Copay :0.0%
- Claims Settled :99.9%
₹14,744.00
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Manipal Cigna Health Insurance – ProHealth Prime Advantage
8.7
Expert ScoreRead review
Premium Amount
₹14,744.00
- Modern Treatments and Mental Health treatments: Covered upto 50% of SI
- Reduced waiting period: PEDs such as Diabetes, Hypertension, Asthma, Dyslipidemia and Obesity covered from 91st day of policy
- Covers non-medical expenses
- Unlimited restoration upto 100% of base sum insured
Flagship health plan from Manipal Cigna, which provides comprehensive coverage from 91st day for those with existing listed health conditions.
- Cover :₹ 20.0 Lakhs
- Bonus / NCB :No NCB
- Copay :0.0%
- Claims Settled :99.9%
100% Cover restoration
Unlimited times up to 100% of SI for unrelated illnesses. Applicable from 2nd claim onwards.
Free Health Check-up
-
Daily cash allowance
For Shared Accomodation: For SI up to Rs 10 Lacs: Rs 800 per day up to maximum of Rs 5,600. For SI > Rs 10 Lacs: Rs 1,000 per day up to maximum of Rs7,000
Ambulance charges
Road Ambulance: Covered upto SI
Pre-hospitalisation
Expenses for 30 days covered
No claim bonus
NA
Post hospitalisation
Expenses for 60 days covered
Ayush treatments
Ayush benefit up to Rs. 2000000
Maternity
NA
Outpatient Expense
NA
Organ donor expenses
Covered up to Sum Insured
New-born treatment
NA
Domiciliary Hospitalisation
Covered upto 10% of SI
Recovery allowance
NA
Sum Insured
20 Lakh
E- Consultation
NA
Pros
NA
NA
Ayush benefit up to Rs. 2000000
Domiciliary Hospitalisation
Covered upto 10% of SI
cons
USP of This Plan
- Modern Treatments and Mental Health treatments: Covered upto 50% of SI
- Reduced waiting period: PEDs such as Diabetes, Hypertension, Asthma, Dyslipidemia and Obesity covered from 91st day of policy
- Covers non-medical expenses
- Unlimited restoration upto 100% of base sum insured
Flagship health plan from Manipal Cigna, which provides comprehensive coverage from 91st day for those with existing listed health conditions.
- Cover :₹ 20.0 Lakhs
- Bonus / NCB :No NCB
- Copay :0.0%
- Claims Settled :99.9%
Our Take
8.7Expert Score
- Modern Treatments and Mental Health treatments: Covered upto 50% of SI
- Reduced waiting period: PEDs such as Diabetes, Hypertension, Asthma, Dyslipidemia and Obesity covered from 91st day of policy
- Covers non-medical expenses
- Unlimited restoration upto 100% of base sum insured
Flagship health plan from Manipal Cigna, which provides comprehensive coverage from 91st day for those with existing listed health conditions.
- Cover :₹ 20.0 Lakhs
- Bonus / NCB :No NCB
- Copay :0.0%
- Claims Settled :99.9%
Best values score
8.7
Policy Exclusions :
Any claim other than accidental claims inside 30 day waiting period
Obesity & weight control
Any claim for PEDs made during the waiting period of 36 months for 1 & 2 year policies or 30 months for 3 year policy.
Change of gender treatments
Any claim for specific procedures or diseases during the waiting period of 24 months
Cosmetic or plastic surgery
Investigation & Evaluation
Hazardous or adventure sports
Rest care & rehab outside the limits covered
Breach of law
Alcholism, drug or substance abuse
Excluded providers
Treatment recieved in nature clinics, health hydros, spas, etc and dietary supplements and substances purchase without prescription
Refractive error
Unproven treatments
Sterility, Infertility expenses and Maternity expenses over and above those covered in the policy
Claims settlement
If you go to a non-network hospital, you will have to get the claim settled on reimbursement basis by providing the original bills and documents to the insurer
If you get admitted to a network hospital, you can get a cashless authorization from the insurer and then the insurer will settle the expenses directly with the hospital.
8.7Expert Score
- Modern Treatments and Mental Health treatments: Covered upto 50% of SI
- Reduced waiting period: PEDs such as Diabetes, Hypertension, Asthma, Dyslipidemia and Obesity covered from 91st day of policy
- Covers non-medical expenses
- Unlimited restoration upto 100% of base sum insured
Flagship health plan from Manipal Cigna, which provides comprehensive coverage from 91st day for those with existing listed health conditions.
- Cover :₹ 20.0 Lakhs
- Bonus / NCB :No NCB
- Copay :0.0%
- Claims Settled :99.9%
Best values score
8.7
Specification: Manipal Cigna Health Insurance – ProHealth Prime Advantage
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Manipal Cigna Health Insurance – ProHealth Prime Advantage
₹14,744.00
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