Niva Bupa Health Insurance – Niva Bupa Reassure 2.0 Bronze +

8.4
Expert ScoreRead review
  • Booster+: For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value.
  • Reassure+: Unlimited cover restoration for each time you make a claim.
  • Lock the clock: Pay as per your entry age till the time you make your first claim. For example: If you are 31 and buying the policy, your premium will never change per year till you make your first claim. After your first claim, the premium will get adjusted according to age every year.
Flagship health plan from Niva Bupa. Provides bene

  • Cover :₹ 25.0 Lakhs
  • Bonus / NCB :Booster+ benefit. For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value
  • Copay :No copayment 
  • Claims Settled :99.99%

fit of carrying forward the balance sum insured up to 3 times of base cover

14,645.00

Added to wishlistRemoved from wishlist 0
Add to compare
Health insurance

Niva Bupa Health Insurance – Niva Bupa Reassure 2.0 Bronze +

8.4
Expert ScoreRead review


Premium Amount

14,645.00

  • Booster+: For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value.
  • Reassure+: Unlimited cover restoration for each time you make a claim.
  • Lock the clock: Pay as per your entry age till the time you make your first claim. For example: If you are 31 and buying the policy, your premium will never change per year till you make your first claim. After your first claim, the premium will get adjusted according to age every year.
Flagship health plan from Niva Bupa. Provides bene

  • Cover :₹ 25.0 Lakhs
  • Bonus / NCB :Booster+ benefit. For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value
  • Copay :No copayment 
  • Claims Settled :99.99%

fit of carrying forward the balance sum insured up to 3 times of base cover

100% Cover restoration
Unlimited cover restoration also known as Reassure+ benefit. Reassure+ benefit triggers after 1st claim is made and covers gets restored each time you make a claim
Free Health Check-up
-
Daily cash allowance
Up to INR 5 Lac: INR 1,000/day Between INR 10 Lac to INR 15 Lac: INR 2,000/day Above 15 Lac : INR 4,000/day
Ambulance charges
Road ambulance : Covered upto SI Air ambulance: Up to INR 2,50,000 per hospitalization
Pre-hospitalisation
Expenses for 60 days covered
No claim bonus
Booster+ benefit. For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value
Post hospitalisation
Expenses for 180 days covered
Ayush treatments
Ayush benefit up to Rs. 2500000
Maternity
NA
Outpatient Expense
NA
Organ donor expenses
Covered up to Rs. 2500000
New-born treatment
NA
Domiciliary Hospitalisation
Covered up to Rs. 2500000
Recovery allowance
NA
Sum Insured
25 Lakh
E- Consultation
NA

Pros

NA
Booster+ benefit. For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value
Ayush benefit up to Rs. 2500000
Domiciliary Hospitalisation
Covered up to Rs. 2500000

cons

USP of This Plan

  • Booster+: For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value.
  • Reassure+: Unlimited cover restoration for each time you make a claim.
  • Lock the clock: Pay as per your entry age till the time you make your first claim. For example: If you are 31 and buying the policy, your premium will never change per year till you make your first claim. After your first claim, the premium will get adjusted according to age every year.
Flagship health plan from Niva Bupa. Provides bene

  • Cover :₹ 25.0 Lakhs
  • Bonus / NCB :Booster+ benefit. For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value
  • Copay :No copayment 
  • Claims Settled :99.99%

fit of carrying forward the balance sum insured up to 3 times of base cover

Our Take

8.4Expert Score
  • Booster+: For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value.
  • Reassure+: Unlimited cover restoration for each time you make a claim.
  • Lock the clock: Pay as per your entry age till the time you make your first claim. For example: If you are 31 and buying the policy, your premium will never change per year till you make your first claim. After your first claim, the premium will get adjusted according to age every year.
Flagship health plan from Niva Bupa. Provides bene
  • Cover :₹ 25.0 Lakhs
  • Bonus / NCB :Booster+ benefit. For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value
  • Copay :No copayment 
  • Claims Settled :99.99%
fit of carrying forward the balance sum insured up to 3 times of base cover
Best values score
8.4

Policy Exclusions :

Any claim other than accidental claims inside 30 day waiting period

Obesity & weight control
Any claim for PEDs made during the waiting period of 36 months for 1 & 2 year policies or 30 months for 3 year policy.
Change of gender treatments
Any claim for specific procedures or diseases during the waiting period of 24 months
Cosmetic or plastic surgery
Investigation & Evaluation
Hazardous or adventure sports
Rest care & rehab outside the limits covered
Breach of law
Alcholism, drug or substance abuse
Excluded providers
Treatment recieved in nature clinics, health hydros, spas, etc and dietary supplements and substances purchase without prescription
Refractive error
Unproven treatments
Sterility, Infertility expenses and Maternity expenses over and above those covered in the policy

Claims settlement

If you go to a non-network hospital, you will have to get the claim settled on reimbursement basis by providing the original bills and documents to the insurer
If you get admitted to a network hospital, you can get a cashless authorization from the insurer and then the insurer will settle the expenses directly with the hospital.
Added to wishlistRemoved from wishlist 0
Add to compare
8.4Expert Score
  • Booster+: For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value.
  • Reassure+: Unlimited cover restoration for each time you make a claim.
  • Lock the clock: Pay as per your entry age till the time you make your first claim. For example: If you are 31 and buying the policy, your premium will never change per year till you make your first claim. After your first claim, the premium will get adjusted according to age every year.
Flagship health plan from Niva Bupa. Provides bene
  • Cover :₹ 25.0 Lakhs
  • Bonus / NCB :Booster+ benefit. For each unclaimed year, the unutilised sum insured value carries forward till the time your overall sum insured becomes 3 times of the base sum insured value
  • Copay :No copayment 
  • Claims Settled :99.99%
fit of carrying forward the balance sum insured up to 3 times of base cover
Best values score
8.4

Specification: Niva Bupa Health Insurance – Niva Bupa Reassure 2.0 Bronze +

Co-pay

Claims settlment Ratio

Sum Insured

100% Cover restoration

No claim bonus

Free Health Checkup

Ambulance charges

Daily Cash Allowance

Pre-hospitalisation Expenses

Post hospitalisation expenses

Organ donor expenses

Maternity

New-born treatment

Domiciliary Hospitalisation

Outpatient

Ayush treatments

Day Care Procedures

Abundance of network hospitals

Pre-existing diseases (PED)Coverage

Recovery allowance

Room Rent Limit

Tele-Consultation

The waiting period

Treatment at Home

User Reviews

0.0 out of 5
0
0
0
0
0
Write a review

There are no reviews yet.

Only logged in customers who have purchased this product may leave a review.

Niva Bupa Health Insurance – Niva Bupa Reassure 2.0 Bronze +
Niva Bupa Health Insurance – Niva Bupa Reassure 2.0 Bronze +

14,645.00

BestValuesGuide
Logo
Compare items
  • Total (0)
Compare
0