Aditya Birla Health Insurance – Activ Assure – Diamond

8.4

Premium Amount

₹6,435.00

PROTECTING your health and finances with an affordable new-age plan.Double your Sum Insured in 2 years with Super No Claim Bonus Modern Treatment methods covered Get 150% Reload of Sum Insured Earn up to 30% of your premium as HealthReturns TM

Cover :₹ 7.0 Lakhs
Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
Copay :No copayment
Claims Settled :99.41%

Category: Health Insurance

100% Cover restoration

150% Cover restoration maximum upto Rs 50 lakhs

Free Health Check-up

Daily cash allowance

Ambulance charges

Rs 2000

Pre-hospitalisation

Expenses for 30 days covered

No claim bonus

10% of S.I. per annum, Max upto 50% of S.I.

Post hospitalisation

Expenses for 60 days covered

Ayush treatments

Rs 20,000

Maternity

Outpatient Expense

Organ donor expenses

Covered up to Rs. 700000

New-born treatment

Domiciliary Hospitalisation

Covered upto 10% of SI

Recovery allowance

Sum Insured

7 Lakh

E- Consultation

Pros

10% of S.I. per annum, Max upto 50% of S.I.

Rs 20,000

Domiciliary Hospitalisation

Covered upto 10% of SI

cons

Category: Health Insurance

USP of This Plan

Cover :₹ 7.0 Lakhs
Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
Copay :No copayment
Claims Settled :99.41%

Our Take

8.4Expert Score

Cover :₹ 7.0 Lakhs
Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
Copay :No copayment
Claims Settled :99.41%

Best value score

8.4

Policy Exclusions :

Any claim other than accidental claims inside 30 day waiting period

Obesity & weight control

Any claim for PEDs made during the waiting period of 36 months for 1 & 2 year policies or 30 months for 3 year policy.

Change of gender treatments

Any claim for specific procedures or diseases during the waiting period of 24 months

Cosmetic or plastic surgery

Investigation & Evaluation

Hazardous or adventure sports

Rest care & rehab outside the limits covered

Breach of law

Alcholism, drug or substance abuse

Excluded providers

Treatment recieved in nature clinics, health hydros, spas, etc and dietary supplements and substances purchase without prescription

Refractive error

Unproven treatments

Sterility, Infertility expenses and Maternity expenses over and above those covered in the policy

Claims settlement

If you go to a non-network hospital, you will have to get the claim settled on reimbursement basis by providing the original bills and documents to the insurer

If you get admitted to a network hospital, you can get a cashless authorization from the insurer and then the insurer will settle the expenses directly with the hospital.

₹6,435.00

Aditya Birla Health Insurance – Activ Assure – Diamond

★★★★★

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8.4Expert Score

Cover :₹ 7.0 Lakhs
Bonus / NCB :10% of S.I. per annum, Max upto 50% of S.I.
Copay :No copayment
Claims Settled :99.41%

Best value score

8.4

Specification: Aditya Birla Health Insurance – Activ Assure – Diamond

Co-pay	No copayment
Claims settlment Ratio	99.41%
Sum Insured	7 Lakh
100% Cover restoration	150% Cover restoration maximum upto Rs 50 lakhs
No claim bonus	10% of S.I. per annum, Max upto 50% of S.I.
Free Health Checkup	Annual free medical health check-up available.
Ambulance charges	Rs 2000
Daily Cash Allowance	NA
Pre-hospitalisation Expenses	Expenses for 30 days covered
Post hospitalisation expenses	Expenses for 60 days covered
Organ donor expenses	Covered up to Rs. 700000
Maternity	NA
New-born treatment	NA
Domiciliary Hospitalisation	Covered upto 10% of SI
Outpatient	NA
Ayush treatments	Rs 20,000
Day Care Procedures	NA
Abundance of network hospitals	5479
Recovery allowance	NA
Room Rent Limit	NA
Tele-Consultation	NA
The waiting period	covers accident related hospitalisation from day 1. Other hospitalisations are covered from 30 days after the policy start date
Treatment at Home	NA

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Aditya Birla Health Insurance – Activ Assure – Diamond

Aditya Birla Health Insurance – Activ Assure – Diamond

Premium Amount

100% Cover restoration

Free Health Check-up

Daily cash allowance

Ambulance charges

Pre-hospitalisation

No claim bonus

Post hospitalisation

Ayush treatments

Maternity

Outpatient Expense

Organ donor expenses

New-born treatment

Domiciliary Hospitalisation

Recovery allowance

Sum Insured

E- Consultation

Pros

cons

USP of This Plan

Our Take

Policy Exclusions :

Claims settlement

Aditya Birla Health Insurance – Activ Assure – Diamond

Specification: Aditya Birla Health Insurance – Activ Assure – Diamond

User Reviews

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